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Showing posts with the label Personal Finance

Acorns - Turn small investments into big gains

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Overview: Acorns is an app that allows you to invest your "spare change" automatically and is revolutionizing the way you could be saving for your retirement or any other purpose. I have personally started saving with this app about a year ago and find it very helpful because I have been able to save money little at a time that I would not have saved otherwise and would have spent it on non-essential purchases. Here is a snapshot of acorns and the way it looks on various devices. I have used the app on my iPhone and love it and I have logged in on my desktop computer, however I have not personally interacted with it using the iWatch. Acorns  overview Types of investments: I have set up several of my accounts for the round-ups and essentially it works the way you would think, every time I use the card associated with the linked account, it invests the spare change by rounding it up to the nearest dollar, however you have to reach at least 5 dollars for this to happen....

Ebates - Best Cash Back and Coupons for Online Purchases

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Ebates.com - The Best Cash Back and Coupons Site Who doesn't like to save money when shopping? What if I told you that Ebates.com literally pays you to shop online? Sounds too good to be true? Keep on reading, I promise you there is no catch to this one and you do not need to be afraid of getting into some rewards program that has strings attached.  Ebates.com  is one of several websites that allow you to shop online and receive cash back for your purchases. It also provides you with coupon codes when applicable for additional discounts. It is free and incredibly easy to save on everyday or special purchases. Ebates.com  home page. The screen shot above, shows the home page of  Ebates.com . You will notice that you can shop by department, search for a particular store or even just browse different categories that might be offering exceptionally high cash back offers for a limited time. I usually use  Ebates.com  when I am going to...

Mint vs. CreditKarma - Personal Finance Management Products Comparison

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Mint Do you need to take better care of your finances?  Would you like to see all of your accounts in one place? Would you like to receive advice on how to reach your financial goals?   Credit Karma Then you should read further to see whether Mint or CreditKarma (or both tools) will help you on your journey... Description:   First of all, let me answer this question. Do you need either of these services? I believe so and here is why. Most of us - even those of us with college degrees - never really learn how to take care of our money and because of that, we struggle coming to terms with unfulfilled dreams that all go to the way side because we did not have the means to take control. So here are two tools that are available FREE of charge that will help you take control over your finances and they both have their own benefits and drawbacks that I will try to elaborate on based on my own experience.  Evaluation of Pros and Cons: ...